Finance and Payment Options

We Accept All Health Funds

We welcome members of all private health funds with on-the-spot claims. If you already have suitable dental cover and choose to pay for the treatment upfront, we’ll guide you through the costs, the amount you can claim through your insurance to maximise your benefits, and any out-of-pocket gap—if applicable.

At ARIA Dental, we believe in giving our patients the confidence to make informed decisions before any treatment begins. No surprises—just honest, high quality care!

Flexible Payment Plans

For patients who do not have appropriate dental cover, or are undergoing extensive treatment without immediate funds available, we offer a range of flexible payment options—including access to early release of superannuation—to help make quality care more accessible.

During your consultation, we’ll walk you through your available options so you can choose the plan that best suits your needs.

Please note: ARIA Dental does not represent any of these health fund or finance providers. Establishment fees, credit check criteria, and other terms may vary. Please visit the relevant provider’s website for full details.

Afterpay

Split your treatment cost into four easy fortnightly payments—no interest, no hidden fees.

  • Available for treatments up to $1,500

  • First payment is required on the day of treatment

  • No additional fees if repayments are made on time (late fees may apply)

  • Quick approval and easy setup

Denticare

A tailored dental payment plan with no credit checks and no interest—just a simple, manageable solution for your dental needs.

  • For treatments up to $30,000

  • Interest-free plans available over several months or years, depending on treatment cost

  • Weekly or fortnightly repayments

  • Applicants must be 18+ with a minimum taxable income of $1,000/month

  • Must be an Australian citizen or permanent resident

Humm

Choose to pay fortnightly or monthly, with plans available for larger treatments over extended terms.

  • For treatments up to $30,000

  • Interest-free plans available over several months or years, depending on treatment cost

  • Weekly or fortnightly repayments

  • Applicants must be 18+ with a minimum taxable income of $1,000/month

  • Must be an Australian citizen or permanent resident

SuperCare

Did you know you can use your superannuation to pay for essential dental treatments? Through SuperCare, eligible patients can apply for the early release of super to fund a wide range of dental procedures for themselves or their dependants under compassionate grounds. This may include treatments such as dental implants, restorations, periodontal therapy, and other necessary surgeries.

Compared to other payment options, navigating the early release of super for medical reasons can be a complex process. If your case meets the eligibility criteria, our friendly team can guide you through the SuperCare process to ensure a smooth application and treatment experience.

Need Help Choosing The Right Option?

Our team is here to help you navigate your insurance cover, check CDBS or SuperCare eligibility, and find payment options tailored to your treatment plan.

SCHEDULE A CONSULTATION